Right of Occupation Trust
For most of us, the family home is our biggest and most valuable asset—and we want it to pass to the right people when we’re gone.
But what if someone else lives with you? A partner, relative, or friend could be left without a home if the property goes straight to your beneficiaries. On the other hand, if you leave it to them, your children might never inherit—especially if that person remarries or needs care.
A Right of Occupation Trust gives you the best of both worlds. It allows someone to stay in the home for a set period while protecting the property for your children—making sure everyone is looked after
What are the benefits?
Protecting your children's inheritance
Many people leave everything to their partner, trusting that it will eventually pass down to their children. But life doesn’t always work out that way.
If the surviving partner remarries, needs care, changes their will, or faces financial difficulties, the family home could end up with someone else—leaving the children with nothing.
A Right of Occupation Trust helps prevent this. It allows your partner to stay in the home while safeguarding your children’s inheritance, so it goes exactly where you intended
Keeping control of your homes future
A trust gives you more say over what happens to your property after you’re gone. It adds flexibility and certainty, making sure your home eventually passes to the right people—just as you intended
A trust that works your way
A trust gives you the freedom to set the rules. You can decide whether someone lives in your home for life or a set period, and even outline conditions—like paying the bills or keeping the property as it is.
We’ll shape everything around your wishes, so you stay in control of your home’s future, even after you’re gone
Protect your home for future generations
Life is unpredictable, and there’s no guarantee your family home will end up in the right hands.
A Right of Occupation Trust ensures your partner or spouse has a secure place to live, while also guaranteeing your home is eventually passed down to the people you choose
Peace of mind for you and your loved ones
With a Right of Occupation Trust, you can rest easy knowing your partner will always have a place to live—while ensuring your home ultimately goes to the people you choose.